Should I file a workers' comp. claim for a non-disabling injury if I have health insurance?
Under most health insurance plans, you likely will have to pay a percentage of your medical and pharmacy bills (usually called a co-pay), and you may even need to pay 100% of your medical bills unless you have already met your deductible. On the other hand, workers' compensation insurance covers 100% of all reasonable and necessary medical bills with authorized medical providers.
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